Financing
Derecho Recovery and Homeowners Insurance
The word “derecho” may not be part of most people’s vocabulary, but it is a word you heard often over the past week. It is a Spanish word that is pronounced “day-ret-cho” and means right or straight, the type of winds that pummeled states from Ohio to Virginia.
Just Renovated Your Home? You Might Need Better Contents Insurance
So you’ve just renovated your house or flat, made it into a home of which you can be proud and increased its market value. What could possibly go wrong?
Should You Buy Off Campus Housing?
Forget the costly home improvement project: you still have one or more children to put through college, an expense that will drain you of your available capital. A desired home renovation project can wait, with those plans perhaps shelved until after your youngest graduates from college.
Is Your Homeowner’s Insurance Adequate?
If you have recently completed an update to your home, is your homeowner’s insurance still providing adequate coverage?
A Second Mortgage and Your Home
A second mortgage is debt that along with your first mortgage must be paid back to satisfy the lien on your home.
Low Appraisals and Your Home’s Refi
Refinancing a home can yield tremendous savings for some homeowners, but getting it refinanced means having it appraised properly.
Is it Time for a Fresh Look at Adjustable Rate Mortgages?
Say “adjustable rate mortgage” to many consumers and you’ll hear a variety or responses, with not a few being quite negative. That’s because ARMs are associated with sub-prime lending, which was quite common and have been routinely blamed for our current mortgage crisis.
How to Obtain a Home Equity Line of Credit
A home equity line of credit (HELOC) is type of revolving credit. When choosing a HELOC, your home serves as collateral the moment funds are withdrawn from your credit line.
Mortgage Settlement Could Lead to New Scams Warns Task Force
Consumers are being warned that the recent news stories about several fresh initiatives to help beleaguered homeowners handle their mortgages may trigger a fresh onslaught of scams.
How to Get a Home Equity Loan
If you have owned your home for several years, you may have built up some equity. That equity can be tapped to pay for some major improvements or cover smaller projects such as new fixtures, a refreshed kitchen or new floors.
5 Mortgage Tips For 2012
Not all homeowners will renovate their homes, with some people choosing to upgrade to a new home instead of undertaking a time-consuming and costly renovation. With home prices down nearly across the board, buying a home now can be a sensible alternative to renovating your current residence.
What’s In Your Credit Score?
If you’re considering undertaking a major home renovation project, you may also be planning to take out a loan to cover those costs.
When NOT to Refinance Your Home
The push to encourage homeowners to refinance is a strong one with lenders, bankers and other interested parties dangling low, fixed rates that are almost hard to believe.
Renovating? Make Sure Your Home Insurance has You Covered.
Tweet Castle Cover House Insurance With the UK housing market remaining precarious, many homeowners who are struggling to sell their homes are choosing to stay put and improve their properties
7 Steps to a Home Improvement Loan
Tweet Financial steps to securing a home loan. Is your home in need of a makeover? Will you bear these costs out of pocket or will you need to seek
Steps To Take When Doing a Home Renovation
Tweet Home owners are always looking to make some changes to their residences. You may want to add a sun room to the house, complete the basement, or renovate the
Home Mortgage Rates Near 60 Year Low
Tweet Buying a home now could save you thousands. The interest rate on 30-year home mortgages continues to drop, falling to an average of 4.32 percent according to Bankrate.com. [1]
Home Renovation Refinancing Options
Tweet Home Renovation Refinancing Options Are you looking to renovate your home so that you can prepare for a new family member? Perhaps you are dreaming of a new home
An Overview of Loan Modification Program
Tweet It is often seen that borrowers are not able to cope with the terms and conditions of the existing loan. Considering the inability of the borrowers to repay the
Storm Recovery and Homeowners Insurance
Tweet Hurricane season and your home insurance policy. Following an extraodinarily active and deadly spring tornado season, homeowners across the Gulf and Atlantic coasts are keeping a wary eye on
