Financing

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Insurance

Your Homeowners Insurance Following a Natural Disaster

Tweet Either way, you should review your homeowners insurance policy to ensure that it offers the right amount of coverage for your current needs. Flood Insurance If you live in

Home Financing

How to Refinance Your Home

Tweet Refinancing makes sense if you plan to stay in your home for the long term, enabling you to enjoy the benefits of a lower monthly payment and have more

Home Financing

What You Need to Know About a Home Equity Line of Credit

Tweet Borrowing money based on the equity in your home. Working much like a credit card, your HELOC balance can vary as can your monthly payments. Read on and we’ll

Home Financing

Refinancing Considerations for Homeowners

Tweet Refinancing your mortgage can save you money, enabling you to secure a lower rate that you can enjoy for the life of your loan. Not every consumer should refinance,

Financing Home Financing

Will Mortgage Providers Ease Lending Standards?

Tweet Tough mortgage underwriting standards remain. The index, released at the end of July, is delayed by several months to allow for data gathering and adjustments. The positive news has

Financing

Mortgage Rates Fall As Do Refinancing Applications

CNBC real estate reporter Diana Olick had it right when she stated that the current refinancing trends “defies logic.”

Insurance

Derecho Recovery and Homeowners Insurance

The word “derecho” may not be part of most people’s vocabulary, but it is a word you heard often over the past week. It is a Spanish word that is pronounced “day-ret-cho” and means right or straight, the type of winds that pummeled states from Ohio to Virginia.

Insurance

Just Renovated Your Home? You Might Need Better Contents Insurance

So you’ve just renovated your house or flat, made it into a home of which you can be proud and increased its market value. What could possibly go wrong?

Home Financing

Should You Buy Off Campus Housing?

Forget the costly home improvement project: you still have one or more children to put through college, an expense that will drain you of your available capital. A desired home renovation project can wait, with those plans perhaps shelved until after your youngest graduates from college.

Insurance

Is Your Homeowner’s Insurance Adequate?

If you have recently completed an update to your home, is your homeowner’s insurance still providing adequate coverage?

Home Financing

A Second Mortgage and Your Home

A second mortgage is debt that along with your first mortgage must be paid back to satisfy the lien on your home.

Home Financing

Low Appraisals and Your Home’s Refi

Refinancing a home can yield tremendous savings for some homeowners, but getting it refinanced means having it appraised properly.

Home Financing

Is it Time for a Fresh Look at Adjustable Rate Mortgages?

Say “adjustable rate mortgage” to many consumers and you’ll hear a variety or responses, with not a few being quite negative. That’s because ARMs are associated with sub-prime lending, which was quite common and have been routinely blamed for our current mortgage crisis.

Home Financing

How to Obtain a Home Equity Line of Credit

A home equity line of credit (HELOC) is type of revolving credit. When choosing a HELOC, your home serves as collateral the moment funds are withdrawn from your credit line.

Financing

Mortgage Settlement Could Lead to New Scams Warns Task Force

Consumers are being warned that the recent news stories about several fresh initiatives to help beleaguered homeowners handle their mortgages may trigger a fresh onslaught of scams.

Home Financing

How to Get a Home Equity Loan

If you have owned your home for several years, you may have built up some equity. That equity can be tapped to pay for some major improvements or cover smaller projects such as new fixtures, a refreshed kitchen or new floors.

Financing

5 Mortgage Tips For 2012

Not all homeowners will renovate their homes, with some people choosing to upgrade to a new home instead of undertaking a time-consuming and costly renovation. With home prices down nearly across the board, buying a home now can be a sensible alternative to renovating your current residence.

Home Financing

What’s In Your Credit Score?

If you’re considering undertaking a major home renovation project, you may also be planning to take out a loan to cover those costs.

Home Financing

When NOT to Refinance Your Home

The push to encourage homeowners to refinance is a strong one with lenders, bankers and other interested parties dangling low, fixed rates that are almost hard to believe.

Insurance

Renovating? Make Sure Your Home Insurance has You Covered.

Tweet Castle Cover House Insurance With the UK housing market remaining precarious, many homeowners who are struggling to sell their homes are choosing to stay put and improve their properties