Financing
Invest in Your Home: 4 Ways to Fund Your Major Home Renovations
When you purchase a home, you commit yourself to creating a habitat that is solely your own. Everything you do, plan, and invest involving your home should contribute towards the overall value of it.
Advantages and Disadvantages of a Rent to Own Mortgage
So you have been working at a stable job for a few years and now you saved up some money for a home. You still don’t have enough for a down payment but you’re considering renting to own.
Finding Room in Your Budget for Renovations
The day you sign the mile-high stack of papers and are entrusted with the keys to your house is the day you decide to care for a property and call it your own.
4 Factors That Influence Your Home Insurance Payments
If you’re securing a home mortgage, financial lenders typically require that you buy home insurance prior to officially making the deal. The condition of the home and property itself can greatly impact your rates, sometimes making you wish you would have thought about the cost of insurance a bit earlier.
How Home Renovation can Affect Your Homeowner’s Insurance
Tweet If you are planning to start a home renovation project, you will need to do more than just get permits for major upgrades. As you budget and plan for
Earthquake Proof Your House with Five Easy Steps
It sounds time consuming, but you can easily take steps to earthquake proof your house. If the "Big One" comes along, you can rest easy knowing you did everything you could to protect your property and belongings from an earthquake.
How Your Home Insurance Keeps You Protected During A Renovation
Are you planning a home renovation? If you are renovating a single room or you are demolishing an entire wing of your home, it is important to review your home insurance before you start any DIY or professional project. You will need to review specific coverage limits and assess whether or not an adjustment is necessary.
Using a Reverse Mortgage to Improve Your Home
As a home owner, there are plenty of things you can do with your home’s equity. And depending on how much you have, you can tap into this equity without selling the home, and receive cash for just about any purpose.
Do You Need Special Insurance for Your Vacant Home?
Did you know that not all insurers like to insure vacant homes? In fact, some insurers steer clear of vacant homes, making it difficult to find insurance.
Oh No! Subprime Mortgages Make a Return
Tweet Making home buying easier for some consumers. The housing collapse that began in 2006 and 2007, preceded an overall economic contraction that wiped out trillions of dollars from the
Documents to Gather For Refinancing Your Home
It is time to refinance your home, what will allow you to lock in a lower rate or opt for a variable interest rate loan that could save you money. Or, you may be looking at the equity in your home and have decided to tap it to make repairs, finish a room, or pay down your debt.
First Home Considerations and Tips
Tweet While there is room for economic improvement nearly everywhere, first-time home shoppers may find the market approachable with good values and low mortgage rates to be had. The following
Prepay Your Mortgage and Own Your Home Sooner
Tweet A mortgage means that someone else has a stake in your home with you holding the remaining stake. You’re only a partial homeowner until that mortgage is paid off,
What You Need to Know About Zero Down Payment Loans
Tweet Prior to the Great Recession zero down payment home loans or mortgages were available, what helped many consumers attain homeownership, people who would might otherwise have been shut out
Renovation Loan? Fix Your Credit Score First.
Tweet That three-digit score is used by lenders to help determine whether you’ll qualify for a renovation loan and for what terms, namely at what interest rate. A low credit
Consumer Satisfaction With Mortgage Lenders Continues to Rise
Tweet A recently released J.D. Power 2013 U.S. Primary Mortgage Origination Satisfaction Study reveals that first-time homeowners are increasingly satisfied with their experience. JD Power scored lenders based on a
Home Renovation Mortgage Considerations
Tweet HomePath Financing Qualifications To qualify for HomePath financing, you must shop for Fannie Mae-owned properties. If you qualify you’ll be entitled to a low down payment, avoid mortgage insurance,
Two Important Benefits of Mortgage Refinancing
Tweet When done right, you can save thousands of dollars in interest costs over the life of the loan, money you can use instead for your retirement, to pay for
How to Get Ready to Jump Back in to the Real Estate Market
Tweet Whether you plan to buy or sell a home, the following advice can help you to get ready. Review Your Credit If you plan to buy a home, your
How to Get Out of Home Refinancing Debt
Your home improvement project was a spectacular success, enabling you to complete your update with time and money to spare. Your modified home is a delight, promising to give you years of satisfaction.
