Home Financing

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Home Financing

Sunday Morning Tip for July 14: Want to Remodel Your Home? 3 Tips for Finding the Financing to Make It Happen

At some point, you may find that the home that seemed perfect many years ago simply doesn’t meet your needs anymore. Therefore, it may be necessary to spend money upgrading the kitchen, finishing the basement or adding a garage.

Home Financing

How a 203(k) Will Help You Make Your Home Perfect

Tweet You have found the perfect house. Well, in reality, it needs quite a bit of work. The kitchen, for example, is stuck in 1986. But in your mind, it

Home Financing

Home Improvement Made Convenient With the Home Equity Credit Line

Tweet There are times when you are looking to do some home improvements but funds seem a little stretched out. Well did you know that your home can actually finance

Home Financing

4 Tips for Finding the Right Home Loan

Purchasing a home can be an exciting and fun experience. However, finding the ideal property is just one of several steps in the process.

Home Financing

Invest in Your Home: 4 Ways to Fund Your Major Home Renovations

When you purchase a home, you commit yourself to creating a habitat that is solely your own. Everything you do, plan, and invest involving your home should contribute towards the overall value of it.

Home Financing

Advantages and Disadvantages of a Rent to Own Mortgage

So you have been working at a stable job for a few years and now you saved up some money for a home. You still don’t have enough for a down payment but you’re considering renting to own.

Home Financing

Using a Reverse Mortgage to Improve Your Home

As a home owner, there are plenty of things you can do with your home’s equity. And depending on how much you have, you can tap into this equity without selling the home, and receive cash for just about any purpose.

Home Financing

Documents to Gather For Refinancing Your Home

It is time to refinance your home, what will allow you to lock in a lower rate or opt for a variable interest rate loan that could save you money. Or, you may be looking at the equity in your home and have decided to tap it to make repairs, finish a room, or pay down your debt.

Home Financing

Prepay Your Mortgage and Own Your Home Sooner

Tweet A mortgage means that someone else has a stake in your home with you holding the remaining stake. You’re only a partial homeowner until that mortgage is paid off,

Financing Home Financing

What You Need to Know About Zero Down Payment Loans

Tweet Prior to the Great Recession zero down payment home loans or mortgages were available, what helped many consumers attain homeownership, people who would might otherwise have been shut out

Home Financing

Renovation Loan? Fix Your Credit Score First.

Tweet That three-digit score is used by lenders to help determine whether you’ll qualify for a renovation loan and for what terms, namely at what interest rate. A low credit

Home Financing

Consumer Satisfaction With Mortgage Lenders Continues to Rise

Tweet A recently released J.D. Power 2013 U.S. Primary Mortgage Origination Satisfaction Study reveals that first-time homeowners are increasingly satisfied with their experience. JD Power scored lenders based on a

Home Financing

Home Renovation Mortgage Considerations

Tweet HomePath Financing Qualifications To qualify for HomePath financing, you must shop for Fannie Mae-owned properties. If you qualify you’ll be entitled to a low down payment, avoid mortgage insurance,

Home Financing

How to Get Ready to Jump Back in to the Real Estate Market

Tweet Whether you plan to buy or sell a home, the following advice can help you to get ready. Review Your Credit If you plan to buy a home, your

Home Financing

How to Get Out of Home Refinancing Debt

Tweet What isn’t so satisfying is the bill for the work. You refinanced your home to pay for the project and are now left with a much higher monthly mortgage

Home Financing

Cautions About Taking a Reverse Mortgage

When it comes to reverse mortgages, reading the contract’s fine print is important.

Home Financing

Why Getting a Second Mortgage is More Difficult

You have owned your home for several years and have seen it appreciate in value. After five or more years of mortgage payments, you’ve also seen your mortgage pay off amount drop.

Home Financing

What is a Mortgage Hardship Program?

If you are finding it difficult to make your mortgage payments, you may qualify for a mortgage hardship program from your lender.

Home Financing

How to Shop for a Mortgage

The mortgage market is more complex than it was before the last recession hit, making it more difficult for consumers to obtain financing.

Home Financing

What Are My Mortgage Options?

If you are in the market for a home, your mortgage options go beyond the traditional 30-year mortgage. Fixed rate, variable interest rate and balloon mortgages are available today, with each one offering advantages and disadvantages that consumers should be aware of.