While you may be ready to toss your hands in the air and move, there are measures you can take to safeguard yourself against future flooding incidents.
Invest in Good Flood Insurance
This seems like the obvious, yet so many people fail to invest in flood insurance. It is a costly measure, but living without flood insurance is a major gamble. When choosing a policy, it’s important to turn to a reputable company that actually specializes in flood insurance. Make sure there aren’t any hidden loopholes and be absolutely clear about what is covered under your policy.
Prepare Your Home to the Best of Your Ability
If your basement is the place that is prone to the worst damage from flooding, take measures to be prepared. Raise belongings off the floor, whether you use pallets or shelving. Don’t store valuables in the basement, bringing them to higher ground. You can also invest in waterproof, plastic totes to pack away your belongings. Not only will you be more organized, there is less of a chance for loss. If it is possible to raise your appliances, mount them on platforms as well.
Hire Restorers if the Damage is Severe
In the event that flooding occurs, be at the ready. Try to minimize major damage and potentially recover soaked records with the help of a water restoration company. Jeff Hilton of Quick-Dry Flood Services says that, “While we are not authorized to speak on behalf of any insurance company, most property insurance programs will cover all, if not most, of the damages to your home.” These specialized companies can reduce the damage to your home and personal property when contacted promptly after an incident.
Consider a Storage Facility
You can take your efforts to protect your precious valuables a step further by renting a storage facility. Clear out anything from your home that can be stored elsewhere. You’ll avoid clutter as well. Be sure, however, to choose an indoor unit that is on a second story or higher, otherwise the storage unit itself may be vulnerable to the safe elemental forces.
Keep Duplicates of Important Documents in a Safe Place
When you are living in a flood zone, you never know when the next flood will roll in or how severe it could be. Make copies of all of your essential documents and keep them someplace away from home, whether it’s in a locked filing cabinet at the office or in your storage unit.
Have an Evacuation Plan
In the event that flooding occurs, be at the ready. You can have bags that are stored away with clothes, non-perishable food and money. When the next warning is sent out, you’ll be prepared to head to safety. A simple boat or raft could save you and your family in this worst-case scenario.
You can’t control nature when it comes to flooding. However, you can protect yourself in every way possible and hope for the best.