11 Things to Consider When Building a Home From Scratch

11 Things to Consider When Building a Home From Scratch
  • Opening Intro -

    Are you considering building a home from scratch, but want to make sure it's the right choice for you?


Building a home is a great opportunity since the concerns about asbestos and lead-based paint can be non-existent. Any problems that are found in old homes can be left out of the building of your new home.

In this article, explore the different things you’ll want to consider before building your home. Put your saw, power drill, and nails on stand-by, and read on to explore what to consider before building your dream home.

  • 1. Buying Land

    Before you begin construction, you’ll need to buy land first. First, ensure that the land has the option to build a home on the land (each property has different building codes).

    It’s also a good idea to have land by grocery stores, hospitals, schools, etc. If you’ll be traveling often, you might want to consider having land by the main road.

  • 2. Estimates

    From management to architects and engineers, building a home can be a costly venture. Before you begin, it’s a good idea to get an estimate from the professionals.

    Find a property expert in your area who can answer your questions or point you in the right direction. They might be able to give you guidance before you hire an engineer.

  • 3. Finding a Team

    Before you find a team, it’s a good idea to go with referrals and someone who has good reviews. If you can’t find reviews for them, ask them for referrals.

    Choose a team that you’re comfortable with and can ask questions. Before you begin, tell them as much as possible about your dream home, and plan it out.

  • 4. Have an Emergency Budget

    Emergencies can happen during the construction of your house. It’s a good idea to have an emergency budget handy. Aim for 10-12% in savings in the case of an unforeseen circumstance.

  • 5. Lifestyle Needs

    Think about your lifestyle needs before you even choose the land. If you’re someone who likes to host parties, you’ll want to ensure that your home is easy to access for friends and family. You’ll want to consider that in the design of your home as well.

    Before you cut space in your living room, consider going bigger if you’re one who loves to entertain. Or, maybe you enjoy being outdoors often and want to have a boat, bike, etc. Consider having a large garage or other space to store your different activities for the outdoors.

mudroom cabinetshome theater system

      some ideas for your home construction to consider      

  • 6. Finances

    Ensure that building a house is in your financial situation. You don’t want to build a house, and then have nothing left in savings. You also need to make sure that you’ll be approved by the bank for a loan to build your home.

    When you choose a builder, some will have different banks in mind that can help you in the banking process. Banks will go over what loans will work for you, and how much interest and APR you’ll have.

  • 7. Marital Status

    If you’re trying to build a home when you’re single, banks might be more strict when it comes to what loan you’ll receive. When you’re married, you’ll have 2 incomes, and banks will feel more comfortable with you being able to pay off the loan.

    Think about if you see yourself living here long-term, or if you’ll move in the future, or need to move into a bigger home. For those who are currently single, is the home you’re building made for a bachelor, or will it be family-friendly? If it’s not big enough, you might have to move in the future.

  • 8. Building Insurance

    Does the building company you choose to have include building insurance? This will help you in case of any damage or loss to your home.

  • 9. Defects

    Whether you decide to DIY and build your home or not, a brand new home can still have defects you’re not aware of. Those defects can wind up costing more.

    For example, toilets can overflow or wood floors can warp. A brand new home doesn’t mean problem-free. Before you choose a builder, try to find out their reputation, and how they’ve done in the past.

other valuable tips:
  • 10. Know Before You Begin

    Be aware that building a house can take a while, and can wind up being a costly venture. It’s not selling your home and moving into a new home, but instead, being concerned about the timing, and how long the building process will take.

    You need to make sure that you have a place to live in while you wait for it to finish being built. Make sure that your current obligations whether work or family, will allow you to have time and effort toward building your home.

    Building a home can be a financial stress because there might be unforeseen circumstances that can increase the price more than you’re willing to pay. You’ll also want to make sure that you choose the right architect and designer to have your home come out how you dream it will.

  • 11. Should I Hire a Designer? 

    You might want to consider hiring a designer for your dream home to come to fruition. While you might have a dream in mind of your home, it’s a good idea to consult with a designer, and see if maybe they have different ideas you haven’t thought of.

    While you might love one design, it might not be functional and workable in the space. A designer can help with this.

What To Consider Before Building a Home

Now that you’ve explored what to consider before building a home you should have a better idea of whether it’s the right decision for you or not. Are you looking for more renovation content? For everything from home renovation ideas to home improvement, check out our other articles today.

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