New Swimming Pool Considerations

New Swimming Pool Considerations
  • Opening Intro -

    Your children are getting older and it is time to stash the kiddie pool in favor of a family pool that everyone can enjoy.

    You've considered your local swim club as one cool-down option, but the convenience of having a pool in your own yard is irresistible.


Before you invest in a new swimming pool, the following considerations should be kept in mind.

Your Budget

How much are you willing to pay for a new swimming pool? That cost will begin in the low thousands for an above ground pool to more than $20,000 for a lined, in-ground swimming pool. Perhaps much more, depending on where you live.

Determine how much money you are willing to spend and plan accordingly. A swimming pool can add value to a home, therefore your choice may be a “home improvement” that can benefit you when you later sell your home.

Local Requirements

Your local planning board may have some say about your pool size and location. Contact your town government to learn what steps are needed to install a pool including the submission of blueprints and payment for permits if your plan is approved.

Expect that your pool will need to be set back a certain number of feet from the property line. In some locale’s you may need to obtain your neighbor’s permission to build. If you are under a homeowner’s association, further restrictions may apply — review your neighborhood compact before you move forward.

Insurance Considerations

Know that your homeowners insurance rate will increase with a new pool in your yard. Your insurer may require you to install certain safety features such as a fence with a locked gate surrounding your pool. Pools are usually covered as “other structures” in your insurance policy, but you may want to increase you liability coverage to protect yourself.

The location of your pool can also impact your homeowners insurance rate. An above ground pool can cause water damage to your home if located too close to your home should the pool leak. Your pool should be properly installed and set far enough away from the home to reduce the risk of a problem.

Pool Contractors

Your neighbors with pools already installed in their yards can be terrific sources for finding a pool contractor. A satisfied customer is a great referral and a contractor familiar with your neighborhood’s terrain, building codes and association requirements can make your project easier to handle.

Nonetheless, obtain three quotes from pool professionals to compare offers. These quotes should be complete and include the “extras” that many homeowners want including concrete skirting, the fence, landscaping and a pool house. Ask each contractor to provide like bids and ask for references. Call each individual to gauge their satisfaction with the work done.

Summing Up

Keep in mind that a swimming pool requires much maintenance with chemicals, water and electricity adding to its cost. After all is said and done you may decide that the cost isn’t worth it. That may be especially so if your kids simply prefer to swim with their friends at the community pool.



directory photos forms guide

Helpful article? Leave us a quick comment below.
And please share this article within your social networks.

facebook linkedin pinterest

Amazon Affiliate Disclosure: is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to The commission earnings are used to defray our cost of operation.

View our FTC Disclosure for other affiliate information.

Categories: Swimming Pools

About Author

Matthew C. Keegan

Matt Keegan is a freelance writer and editor as well as publisher of "Auto Trends Magazine", an online publication. Matt covers campus, consumer, business and financial topics on various websites and weblogs, and has been published in the "Houston Chronicle", "Sam's Club Magazine" and "Wisconsin Golfer".