We’ve compiled a hurricane preparation checklist to help you protect yourself and your home before the next big storm.
1. Have An Emergency Plan
One of the first things to do before a major hurricane is to create an emergency plan for your family. This plan should address how you would communicate with one another and an evacuation route, if necessary. Of course, the situation may become so dire that you’d have to evacuate before or amid the storm.
Your emergency plan should include measures to care for your household, pets, and anyone with special needs or medical attention. Everyone should understand the plan before the storm hits.
2. Have An Emergency Supply Kit
While plotting your emergency plan, include items you would need to survive. Scampering about to find things is the last thing you need during an emergency, so it’s best to have them beforehand.
Include the following in your emergency kit:
- Water
- Non-perishable food
- Phone charger
- Flashlights with extra batteries
- Money
- First aid kit
- Blankets
- Care items like toothbrushes, pads, soap, etc.
- Pet food if you have pets
- Radio
3. Hurricane-Proof Your Home
As the hurricane season approaches, it’s essential to take steps to protect your home against strong winds. Whether or not there will be a potentially disastrous storm, consider installing hurricane proof window, external doors, and storm shutters.
A hurricane-proof window’s design provides a robust barrier that can withstand major impact without breaking. Even if it breaks, it is held together like a car’s laminated glass, unlike standard windows that shatter into sharp shards.
Also, trim nearby trees to remove weak branches that may come off under strong winds and destroy your roof.
4. Get Up To Speed On Your Insurance
You want to ensure you have insurance coverage for whatever damage the storm may bring. If you don’t, you may spend a fortune making your home inhabitable in the storm’s aftermath.
So, check your current coverage to see if it’s enough to cover the potential loss the hurricane may bring. If you live in a hurricane-prone area, get flood and windstorm insurance, as these specifically cover hurricane damage.
5. Take Inventory
If you file an insurance claim after a hurricane, the insurance company will send an adjuster to determine what was destroyed. With that information, your reimbursement will be calculated.
To avoid being cheated, take inventory of your belongings before the storm. Take photos of valuable items as proof to show their condition prior to the hurricane. Itemize your belongings and their value on a spreadsheet.
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6. Safeguard Important Documents
One way to keep your important documents safe amid a hurricane is to ensure they all have digital copies. So, you can always reprint when there’s a loss.
Otherwise, keep the paper documents in a waterproof and fireproof safe.
Final Thoughts
Even though there’s currently no news of an incoming hurricane, it’s still advisable to take proactive steps. Hurricanes and major storms are some of the most prevalent natural disasters in the US.
We can’t always predict when the next one will come around, but there is usually a hurricane season each year, so it’s best to prepare as it approaches.
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Image credit: hurricane preparation checklist by envato.com
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