After The Storm: How to Safely and Quickly Repair Your Storm Damaged Home

After The Storm: How to Safely and Quickly Repair Your Storm Damaged Home
  • Opening Intro -

    In many parts of the world, the fall is the season for hurricanes, tornadoes, hail and rain damage, and even early blizzards.

    If you live in a high-risk area, the chances of you seeing a storm of some kind damage your house are high.

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Before the storm strikes, it is helpful to create an emergency plan for repairing your house to prevent future damage and ensure you receive maximum coverage for the issue.

What to do before the storm

If you own your home, it is important to ensure you have enough homeowner’s insurance. Not all insurance plans cover all kinds of damage. Make sure the insurance that you get covers storms and natural disasters that are common in your area. Choose a price point with a deductible that you are comfortable with. You should be able to readily come up with the deductible amount in case emergency hits. Talk with your insurance provider to find out exactly what kind of damage your insurance covers. This will help you get the help you need in a timely manner.

What to do after storm damage

After damage occurs, contact your insurance provider as soon as possible after the event. They will send someone out to assess the damage within a day or two after the incident. If the insurance company recommends a contractor, you don’t have to use them if you are not comfortable with that contactor. You can instead choose your own contractor. Try to schedule the work as quickly as possible. If you have one of many damaged houses, the sooner you start the repair process the more likely you are to get your home fixed first.

Tips for choosing a contractor

Certain damage companies will repair different aspects of your home. Many storms cause roof damage. Most roofing contractors work exclusively on roofs, but some contactors may offer roofing plus other repairs. Check out Coomer Roofing Co. for some examples.

Before hiring any contactor (even one the insurance recommends) investigate the company’s history and find reviews online. Never pay contractors in cash, and only pay for a percentage up front. Some companies may only be able to fix the most pressing issues in times of storm damage and will come back later to fix less urgent issues.

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You may get the opportunity to remodel a section of your home that was damaged

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What should I fix first?

There are certain parts of home repair that you should address first. Water mitigation is the most important issue to fix. Checking for water damage, preventing roof leaks, and cleaning flood water are essential tasks to prevent the build-up of mold, which can cause a whole host of expensive problems in your home.

The next thing to fix is other safety issues, like electrical damage, or broken gas lines. In most cases, contractors will address the most pressing issues first. After that, you can typically choose the order in which to fix the damage.

The best way to avoid problems after a storm and get repairs moving along quickly is to come prepared. Always know what your insurance covers and how to start repairs after a storm. This could mean the difference between you having a home after a storm and having to find new accommodations for weeks or even months.

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Categories: Home Structure

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