To help, here are four tips for women who are searching for the perfect new home.
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Decide What You Can Afford
The first step to finding a perfect new home is deciding what you can afford. This means determining a monthly mortgage payment that’s comfortable for you. Can you easily pay $1,000 per month but not more than $1,200? Great! You can calculate a range of total house prices that fit within your budget. To know exactly what you can afford — and what lenders are willing to lend you — get pre-approved before you start house shopping. This way, all of your financial information will have already been examined, and you won’t have to waste time looking at homes that are out of your price range.
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Buy in the Right City
Location, location, location — it’s one of the most important aspects of buying a new home and is a crucial decision you’ll need to make at some point. After all, you can always remodel a house, but you can’t move it to another city. To ensure that you’re making a good choice, spend some time in the neighborhood in which you want to buy a home. Visit the area at morning, midday, and night to know exactly what goes on throughout the day.
Do your research. What’s the crime rate like in the city? How about the cost of living? Are property values increasing? You’ll need to have answers to these questions to be sure you’re buying a great home with good resale value.
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Choose the Right Agent
Picking a good real estate agent can make the difference between finding your perfect home and your worst nightmare. Bankrate.com suggests that before choosing an agent you talk with that agent’s recent clients to get a feel for what the agent has sold and how. You can also look up the agent’s licensing and credentials and research how long he or she has been in the business.
Also, don’t be afraid to work directly with reputable home building companies. Buyers shopping for new homes in Houston, Texas, can find a number of these trustworthy firms within the city.
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Make Sure You Get a Good Deal
Your perfect new home should never cause you unnecessary stress or financial strain. Avoid this stress by making careful bids that reflect the value of the home. Don’t buy anything that’s overpriced or beyond your budget. Also, hire a home inspector. Doing so will cost you about $200, but it will also prevent you from picking a home with structural damage or other issues — and it may even help in the bidding process.
You should also calculate sleeper costs like property taxes, utilities, and homeowner association dues. These are the additional expenses that determine how good a deal really is.
Finding a new home will always have its challenges. But with these four tips, you can minimize the difficulty and make buying your perfect home a reality.
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Last update on 2019-06-29 / Affiliate links / Images from Amazon Product Advertising API
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