How to Spread the Cost of Home Improvement with Fingerhut

How to Spread the Cost of Home Improvement with Fingerhut
  • Opening Intro -

    There was a time, not too long ago, when it was possible for a young professional couple to buy their first starter home with a mortgage based only on the salary of one person.


Property prices were low, optimism was high, and most relatively successful people could look forward to owning their own home at a young age without having to first win the lottery.

Today, however, it seems as if even the most modestly priced homes require a huge chunk of two salaries just to cover the minimum mortgage repayments. Property prices are sky high and continue to grow at a startling rate every day, and many have to save for years just to scrape together a deposit. In fact, more first time buyers than ever before are now choosing to purchase dilapidated houses that require extensive work just to make them habitable, and all because they can’t afford anything better.

But what happens after the new owners move in? With so much work to be done and with such a heavy mortgage burden to bear there’s often precious little money left from each pay check to spare for essential home improvements. Many cash strapped first time buyers end up living for years in a home with a leaky roof, peeling wallpaper and a boiler that only works for an hour on Tuesdays, simply because they don’t have the funds available to do anything about it.

Fortunately there’s a solution: spreading the cost of home improvement with Fingerhut.

Fingerhut is a catalog retailer founded in 1948 that today offers more than 165,000 items online, including an extensive range of home improvement products that covers everything from wallpaper to power tools to diesel generators. In fact, Fingerhut has everything you need to make essential repairs and cosmetic improvements to your home, all under one roof.

The benefit of shopping at Fingerhut for your home improvement needs is that it offers a simple, easy credit facility that allows you to spread the cost of home improvement over time to help ease the financial burden. We all know how expensive home improvement supplies can be, so it’s ideal to have the option to split the cost into multiple, manageable payments. There are no annual fees, over-limit fees or membership fees. You simply pay the cost of your purchases along with the rate of interest, with the total cost split into small, regular payments.

What’s more, Fingerhut is often happy to provide a line of credit even to customers who have had problems with credit in the past. If you’ve struggled to receive credit elsewhere you may find Fingerhut more accommodating. Provided you keep up your minimum monthly repayments Fingerhut will report your good payment history to credit bureaus, so your credit score will grow healthier even as you shop!

By spreading the cost of home improvement with Fingerhut there’s no need to put off your projects until you’re in a stronger position. You can get started today and start adding value to your home tomorrow.

For those of you in the UK, there are similar UK catalogues to choose from, such as Littlewoods, JD Williams and Argos. All of these offer spread the cost payment plans on home improvement products as well as furniture, electricals and appliances.



directory photos forms guide

Helpful article? Leave us a quick comment below.
And please share this article within your social networks.

facebook linkedin pinterest

Amazon Affiliate Disclosure: is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to The commission earnings are used to defray our cost of operation.

View our FTC Disclosure for other affiliate information.

Categories: Shopping Ideas

About Author

LetsRenovate Admin

From the administrative staff at We hope you enjoy this article and the elements of the site. Please forward any suggestions or comments regarding the posting or other suggestions for improvement. We also operate other helpful guides in education, money, travel, and business. Visit our main site for address information. Thank you. Please share this site with friends and family.