Rebate Credit Cards

earn reward points while you shop

You may be buying some expensive items as you remodel and improve your home. These purchases can be bought using a special rebate credit credit card dedicated for buying home improvement items.

Earn rebates for —

• wall painting,
• new flooring,
• new doors and windows,
• home decor — other
  
  use a credit card that pays you back.

 

If you can budget and control your spending,

... use a reward credit card to build award points:

• search for best award cards
• download article on:
  maximizing credit card use for reward gain
  

 

If you are unable to control spending

... because of the ease of credit cards, consider using pre-paid cards to manage spending:

• compare pre-paid cards. Choose card with low activation and activity fees.
• load a budgeted amount to the card to pay for home improvement needs

Home Owners can avoid debt problems by managing credit card use:
budget your monthly spending amounts avoid interest rate charges avoid getting into debt problems	manage your account online payoff the balance each month use where credit cards are accepted

User finds a rebate credit card that offers the best percentage return on each dollar charged onto the card. Look for cards that offer zero or low annual fees with no expiration of points earned.

User or other uses card to buy home supplies, materials, tools, home elements and other at any merchant that accepts MC/VISA cards. Use the card to pay for services if the contractor accepts card payments.

User can monitor account spend electronically for budgeting purposes.

User to payoff card balance each month to avoid credit card charges.

If credit balance is too high to pay off each month, use another credit card with low interest rate or home equity line to pay down balance.

Using rebate cards wisely can avoid cost overruns and help budget spending amounts for other life needs such as food, gas, etc. This type management helps keep costs down for home remodeling.