Check Your Credit
You should review and check your credit report often to ensure you maintain excellant credit. Lenders will review your credit report to assess your ability to repay a loan.
Measurements are based upon a number of factors that include:
- your current outstanding debt
- places and the number of times you have applied for credit
- the kind of credit you have taken out in the past
- late payments in 30, 60, and 90 day increments
- over extension of your credit lines