You should review and check your credit report often to ensure you maintain excellant credit. Lenders, landlords and many employers will review your credit report to assess your ability to repay a loan, uphold a rental agreement and in some case, keep employment commitments.
Measurements are
based upon a number of factors that include:
your current outstanding debt
places and the number of times you
have applied for credit
the kind of credit you have taken
out in the past
late payments in 30, 60, and 90
day increments
over extension of your credit lines
liens
garnishments
bankruptcy
supporting files:
Topics Include:
about credit reports ... what's reported ... fico scores ... other
